Terms of Service
Welcome to DailyPinch. These Terms of Service ("Terms") govern your access to and use of the website located at DailyPinch.org and the DailyPinch email newsletter (together, the "Service"). By accessing the Service or subscribing to our newsletter, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
1. The Service
DailyPinch is a free email newsletter and website that provides general informational content, tips, and advertising offers related to home and personal finance categories including mortgages, auto insurance, home insurance, life insurance, Medicare, windows, bathroom remodeling, HVAC, solar, roofing, and gutters. The Service is supported by advertising and partner referrals.
2. Eligibility
You must be at least 18 years old and a resident of the United States to use the Service and subscribe to the newsletter. By subscribing, you represent that you meet these requirements and that the information you provide is accurate.
3. Email Subscriptions & Consent
When you submit your information through our sign-up form and check the consent box, you expressly consent to receive recurring marketing and informational email communications from DailyPinch. You may withdraw consent and unsubscribe at any time using the link at the bottom of any email. Subscriptions require email verification; you will receive a confirmation email and must click the verification link to activate your subscription.
4. No Professional Advice
All content provided through the Service is for general informational purposes only and does not constitute financial, insurance, legal, tax, medical, or professional advice. Rates, offers, and product details change frequently and may not reflect current terms. You should consult a qualified professional before making any financial or purchasing decision.
5. Partner Network & Advertising Disclosure
The Service features a "Partner Network" of third-party companies. When you click a partner link or request a quote, you may leave DailyPinch and interact with a third party that has its own terms and privacy practices. DailyPinch may receive compensation, including referral fees or commissions, when you engage with a partner. This compensation may influence which partners and offers we feature. DailyPinch does not provide quotes, sell products, or underwrite policies directly and is not responsible for the products, services, or conduct of any partner.
6. Acceptable Use
You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to gain unauthorized access to our systems; (c) interfere with or disrupt the Service; (d) scrape, harvest, or collect data from the Service without permission; or (e) submit false, misleading, or another person's information.
7. Intellectual Property
All content, trademarks, logos, and materials on the Service are owned by DailyPinch or its licensors and are protected by intellectual property laws. Partner names and logos are the property of their respective owners and are used for identification purposes only.
8. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, DailyPinch and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or savings, arising out of or related to your use of the Service or any partner offering.
10. Indemnification
You agree to indemnify and hold harmless DailyPinch and its officers, employees, and partners from any claims, damages, or expenses arising out of your use of the Service or your violation of these Terms.
11. Changes to These Terms
We may update these Terms from time to time. Changes become effective when posted on this page with a revised "Last updated" date. Your continued use of the Service after changes are posted constitutes acceptance.
12. Governing Law
These Terms are governed by the laws of the United States and the state in which DailyPinch is organized, without regard to conflict-of-law principles.
13. Contact
Questions about these Terms? Contact us at support@dailypinch.org.